Wednesday, June 21, 2006
Summer Is Officially Here
If you look out our door it is overcast and the weather is cool. Looking at the calendar over my desk, Summer is officially here, but here on the coast of California, it does not feel like it. I remember the hot days of summer. There are no such days here. Our heat waves are in the 80s and if it really gets hot we will get a couple days in the 90s.
Credit can be a problem if you do not have any. When I was down sized and lost our house and all our credit that put us in the “unwelcome” category for many things. I just tried to get a WalMart Credit card thinking that would be easier than a major national card like Visa or Mastercard. Wrong! My credit has been clear for over 7 years but I apparently have a low credit score so do not even qualify for a Wally World card.
I really do not want credit cards again, but I would like to establish credit again. I understand the employers even do credit checks on people these day. Home rental requires a credit check when dealing with a broker. Luckily we rented our new place from a private party who was not worried about a credit check.
When your financial world collapses around you, it takes time and knowledge to get your credit rating back. I will have to do an internet search to see what “techniques” have to be used to re-establish a credit rating. Obviously a WalMart card will not due it since I do not qualify.
This is an excellent reason to look farther into making money online with your own business. If you have a steady ongoing income from something like internet marketing credit will not be quite as important as it might be.
